Medicare Enrollment Process

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How To Enroll in the Different Parts of Medicare

Once you are confirmed as the medical power of attorney for your loved one, you can help them enroll in Medicare healthcare coverage. If you are not the medical power of attorney, you can still be by your loved one’s side and offer advice while they enroll in their plan. Medicare consists of several parts, with each one covering specific healthcare services.

  • Medicare Part A

    You’ll need to help your beneficiary manually apply for Medicare Part A when, or shortly before, they turn 65 years old – unless they’ve been receiving Social Security or Railroad Retirement Board (RRB) benefits.

  • Medicare Part B

    Typically, individuals enroll in Medicare Part B together with Part A, but in some cases, you may choose to delay Part B enrollment — for instance, if an individual is currently receiving group coverage through their employer.

  • Medicare Part C

    Also known as the Medicare Advantage plan, Part C is only offered by private insurance companies, and your beneficiary must have Parts A and B to enroll.

  • Medicare Part D

    Medicare Part D is typically included in Medicare Advantage plans, but you are also able to purchase Part D separately through a Medicare Supplement Plan.

Is My Loved One Eligible For Medicare?

The requirements for Medicare eligibility differ based on age. Here's a breakdown.
  • My Beneficiary is 65 Or Older

    In this case, they are fully eligible for Medicare if they are a U.S. citizen or a legal permanent resident. If your loved one just turned 65, you should consider enrollment as soon as possible to prevent a lapse in coverage.

    My Beneficiary is 65 Or Older
  • My Beneficiary is Under 65

    To qualify for Medicare eligibility under the age of 65, your loved one must meet one of the following criteria:

    They have been receiving Social Security Disability or Railroad Retirement Board (RRB) benefits for 24 months prior to the desired date of enrollment.

    They have been diagnosed with Amyotrophic Lateral Sclerosis (ALS).

    They have been diagnosed with End Stage Renal Disease (ESRD) and have undergone dialysis or a kidney transplant.

    They have been diagnosed with a neurocognitive disorder, such as dementia or Alzheimer’s Disease.

    My Beneficiary is Under 65

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